Are you tired of making someone elses mortgage payment?

 Thats exactly what your doing when you rent.

 There may never be a better time to be a new homeowner than in 2009.  The government has many incentives including an $8,000.00 tax credit.  If you were walking down the street and saw $8,000.00 in a bundle with a note that reads , take me, free money to whoever finds me, you would pick it up right? Thats kinda what is happening now with this tax credit. Buy a house and close before Dec 1st 2009, and you will get up tp $8,000.00 in tax credit. 

Are you content to go another year with little or no tax write-offs? 

In addition to the tax credit, home ownership comes with many tax write-offs, mortgage interest is tax deductible making it the largest write off many americans have. 

Would you like to build equity in your financial future?

Your home can be one of your biggest resources during your retirement years.  Your home should increase in value over the course of years (amount varies based on individual markets), and as you make your mortgage payments the amount you owe on your home is reduced. The difference between the amount you owe and the amount your home is worth is your equity. This can add up over the course of years to significant amounts. For those folks that are not as good as saving for the future as others, their homes equity can fill in some budgetary gaps during retirement. Its the easiest savings account you will most likely have.  The purchase of additional investment properties over the course of your life is also a smart choice for preparing for retirement. The benefits of an investment property will prove to be even more beneficial in your retirement years, since tenants make your mortgage payments for you. Every month your tenants pay their rent , its as if they are making a deposit into your retirement account.


These are just a few of the reasons why now is the time to become a homeowner , and continue to invest in real estate through out your life.